European alternatives to MoneyGram

A global cash-transfer network, now private-equity owned, competing on physical reach more than price. US-governed, with the fees and jurisdiction that come with it.

Company information about MoneyGram
Company
MoneyGram International Inc.
Parent company
Madison Dearborn Partners
Headquarters
Dallas, United States
Founded
1940
Data jurisdiction
United States
Ownership
Private equity
GDPR
No
Open source
No
Infrastructure
Own infrastructure

Why people switch away from MoneyGram

Subject to US CLOUD ActPrivate-equity ownedProprietary softwareNot covered by GDPR

European alternatives to MoneyGram

1
Top Pick

United Kingdom 51 · Mixed Origins

London-founded neobank for spending, transfers and FX. Its EU business runs through Revolut Bank UAB, licensed in Lithuania and supervised by the ECB, so EU customers bank under EU law – but the group is headquartered in the UK (outside the EU) and runs on AWS rather than its own infrastructure.

Freemium · from Free Free tier Amazon AWS European
2

United Kingdom 43 · Not Very European

UK-founded money transfer service with transparent fees and real exchange rates. EU-licensed through Wise Europe SA.

Freemium · from Free Free tier Mixed infrastructure European

Want more options? Browse all European Payments & banking alternatives →

Start somewhere.

Switching everything overnight is not realistic. Start where it matters most: your email, your cloud storage, your business tools. Replace one thing at a time.

The European Alternative already exists.
Pick Europe.

Why avoid United States-owned services?

CLOUD Act

Forces US companies to hand over data stored anywhere in the world upon government request, including data on European servers.

FISA Section 702

Authorises mass surveillance of non-US persons using data held by US tech platforms, without a warrant or notification.

GDPR vs US law conflict

EU courts have repeatedly found that US surveillance law conflicts with European fundamental rights. Schrems I and II both invalidated EU-US data transfer agreements.

Here are alternatives for services from United States →