European alternatives to Mastercard
One of the two card networks that route much of the world's spending. A publicly-traded US company with deep visibility into transactions, under US jurisdiction.
Company information about Mastercard
- Company
- Mastercard Inc.
- Headquarters
- Purchase, United States
- Founded
- 1966
- Data jurisdiction
- United States
- Ownership
- Publicly traded
- GDPR
- No
- Open source
- No
- Infrastructure
- Own infrastructure
Why people switch away from Mastercard
European alternatives to Mastercard
Dutch mobile bank focused on sustainability. Plant trees with every payment. Full EU banking licence, no hidden fees.
Dutch payment processor trusted by 250,000+ European businesses. Founded in 2004 by Adriaan Mol who remains CEO and majority shareholder. Supports iDEAL, Bancontact, SEPA and all major European payment methods.
UK-founded money transfer service with transparent fees and real exchange rates. EU-licensed through Wise Europe SA.
Want more options? Browse all European Payments & banking alternatives →
Revolut 
Monzo 
PayPal 
Visa 
American Express 
Square Start somewhere.
Switching everything overnight is not realistic. Start where it matters most: your email, your cloud storage, your business tools. Replace one thing at a time.
The European Alternative already exists.
Pick Europe.
Why avoid United States-owned services?
CLOUD Act
Forces US companies to hand over data stored anywhere in the world upon government request, including data on European servers.
FISA Section 702
Authorises mass surveillance of non-US persons using data held by US tech platforms, without a warrant or notification.
GDPR vs US law conflict
EU courts have repeatedly found that US surveillance law conflicts with European fundamental rights. Schrems I and II both invalidated EU-US data transfer agreements.