Wise
UK-founded money transfer service with transparent fees and real exchange rates. EU-licensed through Wise Europe SA.
Quick facts
Headquarters London, United Kingdom
Company Wise plc
Founded 2011
Ownership Publicly traded
Hosting 🇬🇧 United Kingdom, 🇧🇪 Belgium, 🇺🇸 United States
Infrastructure Mixed infrastructure
Data jurisdiction UK
Open source No
GDPR Compliant
Pricing Freemium · from Free
Free tier Yes
Platforms Web, iOS, Android
Languages
ENDEFRESITPTNLPLROHUBG
43 · Not Very European
Try Wise Why does it score 43?
Legal jurisdiction
European HQ (outside EU/EFTA)
18/30Ownership & control
Publicly traded, non-EU HQ
5/25Data sovereignty
Mixed infrastructure
12/30Accountability & trust
GDPR compliant
8/15EuroPoints total
43/100
See how they compare
Wise
bunq
N26EuroPoints
Not Very European
Strongly European
Strongly European
Legal jurisdiction
Ownership & control
Data sovereignty
Accountability & trust
Independence bonus
Headquarters
London, United Kingdom
Amsterdam, Netherlands
Berlin, Germany
Founded
2011
2012
2013
Open source
No
No
No
Infrastructure
Mixed infrastructure
Own infrastructure
Own infrastructure
GDPR
Free tier
Pricing
Freemium · from Free
Freemium · from Free
Freemium · from Free
Platforms
Web, iOS, Android
Web, iOS, Android
Web, iOS, Android
Languages
en, de, fr, es, it, pt, nl, pl, ro, hu, bg
en, de, fr, nl, it, es, pt
en, de, fr, it, es, pt, nl, pl, sl, sk
What does it replace?
Paypal 
Western Union 
Moneygram 
Visa 
Mastercard 
American Express More European Payments & banking alternatives
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bunq
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#2
N26
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#3
Mollie
83 · Strongly EuropeanDutch payment processor trusted by 250,000+ European businesses. Founded in 2004 by Adriaan Mol who remains CEO and majority shareholder. Supports iDEAL, Bancontact, SEPA and all major European payment methods.