bunq

Netherlands Payments & banking

Dutch mobile bank focused on sustainability. Plant trees with every payment. Full EU banking licence, no hidden fees.

Quick facts

Headquarters Amsterdam, Netherlands
Company bunq B.V.
Founded 2012
Ownership VC-backed
Hosting 🇳🇱 Netherlands
Infrastructure Own infrastructure
Data jurisdiction EU
Open source No
GDPR Compliant
Pricing Freemium · from Free
Free tier Yes
Platforms Web, iOS, Android
Languages
ENDEFRNLITESPT
83 · Strongly European
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Why does it score 83?

Legal jurisdiction
EU member-state HQ
30/30
Ownership & control
VC-backed, no non-EU parent
15/25
Data sovereignty
Own infrastructure
30/30
Accountability & trust
GDPR compliant
8/15
EuroPoints total
83/100
How we calculate EuroPoints →

See how they compare

bunq
N26
Wise
EuroPoints
83 Strongly European
86 Strongly European
43 Not Very European
Legal jurisdiction
EU member-state HQ30/30
EU member-state HQ30/30
European HQ (outside EU/EFTA)18/30
Ownership & control
VC-backed, no non-EU parent15/25
VC-backed, EU/EFTA parent18/25
Publicly traded, non-EU HQ5/25
Data sovereignty
Own infrastructure30/30
Own infrastructure30/30
Mixed infrastructure12/30
Accountability & trust
GDPR compliant8/15
GDPR compliant8/15
GDPR compliant8/15
Independence bonus
—
—
—
Headquarters
Amsterdam, Netherlands
Berlin, Germany
London, United Kingdom
Founded
2012
2013
2011
Open source
No
No
No
Infrastructure
Own infrastructure
Own infrastructure
Mixed infrastructure
GDPR
✓
✓
✓
Free tier
✓
✓
✓
Pricing
Freemium · from Free
Freemium · from Free
Freemium · from Free
Platforms
Web, iOS, Android
Web, iOS, Android
Web, iOS, Android
Languages
en, de, fr, nl, it, es, pt
en, de, fr, it, es, pt, nl, pl, sl, sk
en, de, fr, es, it, pt, nl, pl, ro, hu, bg

What does it replace?

Revolut Monzo Paypal Visa Mastercard American Express

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