European alternatives to Stripe

The developer-first payments platform behind a huge share of internet checkouts. Excellent tooling, but a US company on AWS, with your customers' payment data under US jurisdiction.

Company information about Stripe
Company
Stripe Inc.
Headquarters
San Francisco, United States
Founded
2010
Data jurisdiction
United States
Ownership
VC-backed
GDPR
No
Open source
No
Infrastructure
Amazon AWS

Why people switch away from Stripe

Subject to US CLOUD ActProprietary softwareRuns on Big Tech infrastructureNot covered by GDPR

European alternatives to Stripe

1
Top Pick

Netherlands 86 · Strongly European

Amsterdam-based, publicly-listed (Euronext Amsterdam) payments company built full-stack: Adyen owns and operates its entire payment infrastructure on its own data centres, and European card data is kept in Europe. A single platform for online, in-app and in-person payments used by large enterprises. PCI DSS Level 1 certified and independently audited as a licensed European bank.

Paid · from Interchange++ per transaction Own infrastructure EU

Want more options? Browse all European Payments & banking alternatives →

Start somewhere.

Switching everything overnight is not realistic. Start where it matters most: your email, your cloud storage, your business tools. Replace one thing at a time.

The European Alternative already exists.
Pick Europe.

Why avoid United States-owned services?

CLOUD Act

Forces US companies to hand over data stored anywhere in the world upon government request, including data on European servers.

FISA Section 702

Authorises mass surveillance of non-US persons using data held by US tech platforms, without a warrant or notification.

GDPR vs US law conflict

EU courts have repeatedly found that US surveillance law conflicts with European fundamental rights. Schrems I and II both invalidated EU-US data transfer agreements.

Here are alternatives for services from United States →