European alternatives to

N26

bunq

94 · Certified European

Dutch mobile bank focused on sustainability. Plant trees with every payment. Full EU banking licence, no hidden fees.

Freemium · from Free Free tier 🇪🇺 EU

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Allows US authorities to compel American companies to hand over data stored anywhere in the world.

Permits mass surveillance of non-US persons' data held by US tech providers, without a warrant.

Transferring personal data to US companies may conflict with EU data protection rules under GDPR.