Scalable Capital

Germany Investing & brokers

Munich-based digital investment platform with €30 billion in assets under management. Offers robo-advisor, self-directed broker, and banking services. ECB banking licence received in 2025. Active in Germany, Austria, France, Italy, Spain, and the Netherlands.

Quick facts

Headquarters Munich, Germany
Company Scalable Capital GmbH
Founded 2014
Ownership VC-backed
Hosting 🇩🇪 Germany, EU
Infrastructure Mixed infrastructure
Data jurisdiction EU
Open source No
GDPR Compliant
Pricing Freemium · from Free
Free tier Yes
Platforms iOS, Android, Web
Languages
ENDEFRESITNL
65 · Mostly European
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Why does it score 65?

Legal jurisdiction
EU member-state HQ
Why this score?

Scalable Capital is headquartered in Munich and legally domiciled in Germany, holding an ECB banking licence since 2025.

30/30
Ownership & control
VC-backed, no non-EU parent
Why this score?

Scalable Capital raised funding from Sofina and Noteus Partners in 2025; BlackRock also holds a stake, though the company remains EU-controlled.

15/25
Data sovereignty
Mixed infrastructure
Why this score?

Scalable Capital's infrastructure is a mix of cloud providers across Germany and the EU.

12/30
Accountability & trust
GDPR compliant
Why this score?

Scalable Capital isn't open source and hasn't published independent third-party security audits.

8/15
EuroPoints total
65/100
How we calculate EuroPoints →

See how they compare

Scalable Capital
EuroPoints
65 Mostly European
65 Mostly European
65 Mostly European
Legal jurisdiction
EU member-state HQ30/30
EU member-state HQ30/30
EU member-state HQ30/30
Ownership & control
VC-backed, no non-EU parent15/25
VC-backed, no non-EU parent15/25
VC-backed, no non-EU parent15/25
Data sovereignty
Mixed infrastructure12/30
Mixed infrastructure12/30
Mixed infrastructure12/30
Accountability & trust
GDPR compliant8/15
GDPR compliant8/15
GDPR compliant8/15
Independence bonus
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—
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Headquarters
Munich, Germany
Berlin, Germany
Vienna, Austria
Founded
2014
2015
2014
Open source
No
No
No
Infrastructure
Mixed infrastructure
Mixed infrastructure
Mixed infrastructure
GDPR
✓
✓
✓
Free tier
✓
✓
✓
Pricing
Freemium · from Free
Freemium · from Free
Freemium · from Free
Platforms
iOS, Android, Web
iOS, Android, Web
iOS, Android, Web
Languages
en, de, fr, es, it, nl
en, de, fr, es, it, nl, pl, pt
en, de, fr, es, it, nl, pl, pt

What does it replace?